accept visa credit card, accept credit card payments on line, nova credit card processing, accept visa credit card, accept credit card payments on line, nova credit card processing, accept visa credit card, accept credit card payments on line, nova credit card processing, accept visa credit card, accept credit card payments on line, nova credit card processing, accept visa credit card, accept credit card payments on line, nova credit card processing

Frequently Asked Questions

General Information

• Can you explain what a merchant account is and why I need one?
• Are there other options I can consider?
• Do I really need to accept credit cards?
• How do I get the money from a credit card sale?
• Can I go to a bank to get my merchant account?
• How do I find the right merchant service provider for my business?
• What do I need to open a merchant account and get set up to take credit cards?
• What makes a business risky to the processor?
• I am starting to understand how all this works but I am going to open an online Internet store
• Will I also be able to accept checks payments on my web site?
• While I now understand the components involved with online credit card payment processing, how do I actually implement this on my web site?

Fees/Expenses

• Are there other fees or expenses involved?
• Those fees are less expensive than I thought it would be but there must be some other hidden fee
• I hear American Express and Discover are not used much and is more expensive than the discount fees
• Great, so it is not really an added expense to take American Express or Discover but there must be a fee from the credit card companies themselves
• How much should I pay for a terminal or software solution?
• I do not have much capital and want to save my money for marketing and other things I need to do
• What are some things I can do to reduce chargebacks not related to fraud?

Risks and Safety

• I hear it is risky to accept checks but a lot of people do not use credit cards and prefer to write checks
• What else do I need to know about accepting Checks?
• Will I also be able to accept checks payments on my web site?
• Is it safe to process credit cards over the Internet?
• I hear so much about fraud and merchants losing money by accepting bad credit cards. What can I do to reduce the risk to me?

More Information

• What if I already have a terminal? Can have it programmed by the new processor to work with
• Tell me about Government, Corporate credit cards, and Foreign Issued Credit Cards. Can I take them?
• What about debit or check cards? I hear this is a good idea if I have a retail store.
• I keep hearing about electronic terminals, software and real time processing software on the Internet. Can you explain these things?
• What is a virtual terminal?
• Can I use a virtual terminal to accept checks?

Featured Articles and Tools Glossary of Terms Visa Fraud Prevention Guides PayPal vs. Credit Card Processing America Paypal Article Why accept Visa credit card?  To help build traffic and increase your bottom line. Whether your customer is looking for tires, toys or tangerines, what really helps make the sale is the fact you accept Visa credit card. That's because to accept credit card payments on line Visa is the largest payment card in the world, with more cards issued than MasterCard, Discover, and American Express combined. When it comes to building traffic and increasing profits, no payment card is more effective than when you accept Visa credit card. Display Visa signage at your location(s) and: Leverage the worldwide advertising awareness of the Visa brand. Visa signage helps you increase store traffic and attract new business accept credit card payments on line. Gain access to millions of cardholders worldwide and increase your volume. Studies have shown that Visa transactions are likely to be higher than cash transactions. Shift transactions to Visa cards and away from more costly payment options to lower costs and create higher profits. Call 1-800-VISA-311 (1-800-847-2311) today to order your free materials, camera ready art and or diskettes of Visa logos. Order online now! Point-of-Sale Materials - Order now Visa Flag Electronic Logo Artwork and Reproduction Guide - Order now

CCPA - 2033 W. McDermott Rd Suite 320-184 Allen, TX 75013
Toll Free (877) 469-9322 Fax (866) 409-7972 

CCPA is a registered ISO and MSP of HSBC Bank USA, National Association, Buffalo NY.
© Copyright 2008 credit-card-processing-america.com All Rights Reserved.